Valeria Valero Olmos

128 Dogwood Drive

Cross Junction, VA
$ 385,000 Beds 4 Baths 3.5 Sq 2,722 Virtual Tour
Monthly Estimate* How much can I afford?

EXCEPTIONAL VALUE IN A PRIVATE, GATED LAKE COMMUNITY. BEAUTIFULLY UPDATED 4-BEDROOM, 4-BATH CEDAR CAPE COD for $385,000. Also available with an adjoining building lot for a total of $415,000. In Lake Holiday near Winchester with a spectacular 240-acre deep-water lake, mountain views and beaches. Enjoy fishing, boating, swimming, water skiing, a clubhouse with an exercise room, walking trails, dog park, playground and picnic areas, and tennis, basketball and volleyball courts. Ideal for full-time living or weekend getaways. About 90 minutes from the beltway. An easy drive to historic downtown Winchester, Berkeley Springs and Cacapon State Park on Rt. 522. Luxury vinyl floors that resemble hardwood and tile floors. Spacious living room. Well-appointed kitchen with granite countertops, maple cabinets, newer stainless appliances, tile back splash and an adjoining dining area. Enjoy a seasonal view of the lake from the large back deck off the kitchen. There's also a deck below off the finished walkout basement. The house's lower level offers the potential for an in-law suite: A generously sized family room with a gas log fireplace and an impressive wet bar, a bedroom and a full bath. Architectural shingle roof approximately 2 years old. Above-ground 120-gallon propane tank that supplies the gas log is owned by the seller and conveys. Possibilities abound with the adjoining lot. Build another dream house or perhaps a smaller home for a family member, or a garage. Combined size of the two properties is .57 of an acre. The properties also are available separately with the house at 128 Dogwood for $385,000 (Lot 118, Tax Map 18A04-4A-12- 118) and the lot at 130 Dogwood for $35,000 (Lot 117, Tax Map Tax 18A04-4A-12- 117 ). Buyers responsible at settlement for the $2,000 capitalization fee for each property. Monthly HOA fees are $156 for the house and $144 for the lot next door. Water/sewer tap fee to build on the lot currently totals $5,000 and the water/sewer availability fee for the lot is $20 per month until a house is built. Gated community - buyers must be accompanied by their agents. Traffic rules strictly enforced: 25 mph speed limit and complete stop at stop signs. Airbnb and short-term rentals (less than 6 months) are not permitted. Basement bedroom's window may not meet full egress. Tax and HOA amounts on this listing are for 128 Dogwood only.

ACTIVE

  • Price
  • $ 385,000
  • City
  • Cross Junction
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • FREDERICK
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.32 Acres
  • Zip
  • 22625
  • Sqr Footage
  • 2,722
  • Year Built
  • 1992
  • Taxes
  • $ 1709
  • Style
  • Cape Cod
  • MLS#
  • VAFV2041270
Listed By: Teresa L Strohmeyer with ERA Oakcrest Realty, Inc. - 5406650360;
Data Source: Bright MLS

Features

General

Living Area 2722
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C,Heat Pump(s),Ceiling Fan(s)
Utilities Cable TV Available
Possession Settlement
Roof Architectural Shingle
Appliances Dishwasher,Oven/Range - Electric,Refrigerator,Washer,Dryer - Electric,Stainless Steel Appliances,Built-In Microwave
Zoning R5
HOA Fee 156.00
Association Fee Includes Trash,Security Gate,Snow Removal,Road Maintenance
Patio/Porch Features Deck(s)
Architectural Style Cape Cod
Construction Materials Cedar
School District FREDERICK COUNTY PUBLIC SCHOOLS
Year Built 1992
View Water,Trees/Woods
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Monthly
County FREDERICK
New Construction No
Property Type Residential
Association Amenities Lake,Tennis Courts,Tot Lots/Playground,Water/Lake Privileges,Basketball Courts,Beach,Boat Ramp,Boat Dock/Slip,Club House,Common Grounds,Exercise Room,Gated Community,Meeting Room,Pier/Dock,Security,V
HOA Yes
Subdivision Name LAKE HOLIDAY ESTATES
Garage Y/N No
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions From Winchester: Rt. 522 North to Cross Junction. Left on Red Oak. Left on Redland Rd. Left into Lake Holiday,Right on West Masters. Right on Lakeview. Left on Lakeview. Left on Dogwood to house on l
City CROSS JUNCTION
Disclosures Subject to VA POA
Association Name LAKE HOLIDAY ESTATES
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 13906.00
Tax Assessed Value 356100.0
Tax Annual Amount 1709.0
Structure Type Detached
Floors In Unit Count 3
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 224.62
Acceptable Financing Cash,Bank Portfolio,Conventional,FHA,USDA,VA
Vacation Rental Y/N No
Virtual Tour https://socialboost-production.s3.us-west-2.amazonaws.com/534ee482782bd1cf38573d685a73a5a13f54c46be110a597f229d151e404b0a3.mp4
Total SQFT 2722
Standard Status Active
Year Built Source Assessor
Legal Subdivision LAKE HOLIDAY ESTATES
Tax Lot 118

Interior Features

Interior Amenities Attic,Kitchen - Country,Kitchen - Table Space,Kitchen - Eat-In,Entry Level Bedroom,Upgraded Countertops,Window Treatments,Wet/Dry Bar,Primary Bath(s),Recessed Lighting,Pantry,Wood Floors,Combination
Heating Fuel Electric
Basement Full
Flooring Luxury Vinyl Plank,Ceramic Tile,Carpet
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Window Features Skylights
Fireplace Y/N Yes
Above Grade Finished Area 1714
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 4
Below Grade Finished Area 1008
Room Type Living Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Family Room,Laundry,Other,Bathroom 2,Primary Bathroom,Full Bath,Half Bath
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Laundry Type Has Laundry,Washer In Unit,Dryer In Unit,Basement
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Lower Levels 1
Bedrooms Count All Upper Levels 2
Bedrooms Count Lower Level 1 1
Bedrooms Count Upper Level 1 2
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 1
Bathrooms Full Lower Level 1 1
Bathrooms Full All Upper Levels 1
Bathrooms Full All Lower Levels 1
Bathrooms Count Upper Level 1 1.00
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Upper Levels 1
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4

Exterior Features

Pool No Pool
Parking Features Circular Driveway
Lot Features Trees/Wooded,Backs to Trees
Water Source Public
Total Parking Spaces 3
Type of Parking Driveway,Off Street
Land Use Code 100R
Foundation Details Permanent
Water View Y/N Yes
Lot Size Acres 0.32
Lot Size Source Estimated
Waterfront Y/N No
Door Features French,Sliding Glass
Road Responsibility HOA
Land Assessed Value 58000.00
Navigable Water Y/N No
Water Oriented Y/N No

Room Details

Bathroom 2 Upper 1 Flooring - Ceramic Tile,Skylight(s)
Bedroom 2 17 X 14 Upper 1 Flooring - Carpet,Ceiling Fan(s)
Bedroom 3 17 X 14 Upper 1 Flooring - Carpet,Ceiling Fan(s)
Bedroom 4 16 X 10 Lower 1 Flooring - Luxury Vinyl Plank
Family Room 22 X 20 Lower 1 Fireplace - Gas,Ceiling Fan(s),Wet Bar,Flooring - Luxury Vinyl Plank
Full Bath Lower 1 Flooring - Ceramic Tile
Half Bath Main Flooring - Ceramic Tile
Kitchen 20 X 12 Main Dining Area,Flooring - Ceramic Tile
Laundry 7 X 6 Lower 1 Flooring - Ceramic Tile
Living Room 21 X 125 Main Ceiling Fan(s),Flooring - Luxury Vinyl Plank
Other 10 X 10 Lower 1 Flooring - Concrete
Primary Bathroom Main Flooring - Ceramic Tile
Primary Bedroom 17 X 11 Main Ceiling Fan(s),Flooring - Luxury Vinyl Plank

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Gainesboro Elementary School
Middle School Frederick County Middle School
High School James Wood High School

Price History

4/26/2026 Listed $397,500
5/16/2026 2% - $390,000
9/4/2026 2% - $385,000

Property vs Zip Code Average in 22625

Price
AVG $580K
$390K
Taxes
AVG $31,047
$1,709
Year Built
AVG 2002
1992
Visits
AVG 388
1206
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

128 Dogwood Drive Cross Junction, VA is a Single Family Home for sale at $385000 with 2722 sqft and a lot size of 0.32 Acres Acre(s). 128 Dogwood Drive Cross Junction has 4 bedrooms, 3 baths and was built in 1992. The property's zip code is 22625 which is in Cross Junction, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Valeria Valero Olmos

Valeria Valero Olmos

Marketing Coordinator

410-381-3331

By pressing Contact Me, you agree that Weichert® may contact you via phone about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our Privacy Policy