Valeria Valero Olmos

233 Sunset Circle

Cross Junction, VA
$ 699,000 Beds 4 Baths 4 Sq 2,160
Monthly Estimate* How much can I afford?

BEST DEAL ON THE WATER!! Rare waterfront living on a quiet, deep water cove at Lake Holiday. Enjoy nearly 100' of direct water frontage and dock from this totally renovated spacious chalet ready for summer fun! Perfectly nestled above a quiet deep water cove, this charming Tudor style waterfront chalet offers sweeping views of Lake Holiday from 3 sets of outdoor decks. 3 finished levels and over 2100sf of space offers plenty of room to roam, plus an oversized 2-car garage and extended driveway for lots of guests! Enjoy reclaimed hardwood floors, all new kitchen with SS appliances, all new custom tile baths including a main level full bath, an impressive brick fireplace with mantle in the spacious family room, and a wall of new sliding glass doors offering serene views of the lake. The upper level has a 3 bedrooms with new carpet that share a brand new hall bath with custom tile and new quartz vanity. The large rear bedroom has new sliding glass door to a private veranda and tons of side storage. Bright kitchen has newly painted cabinets and hood vent, new Quartz countertops and breakfast bar. A huge open-shelf pantry lies just off the kitchen, plus new Quartz wet bar and entrance to the garage. Walk-out Finished lower level features a large rec room with new carpet, den with dual closets, and en suite full bath with new custom tile bath, utility room with new washer & dryer. The Primary Bedroom has new carpet, new bay window, and gorgeous newly renovated bathroom with new Quartz vanity with dual sinks, custom tile shower with seat and rainfall shower head, plus an enormous walk-in closet. All new decking on 3 levels affords sweeping lake views, plus a lockable outdoor storage room for all things water sports! The brand new dual sliding glass doors to the large patio offer unparalleled waterfront views of the incredible sunsets on Sunset Circle! Beyond your own private dock, the gated Lake Holiday community offers residents wonderful amenities and activities. Enjoy boating, kayaking, paddle boarding, and fishing in the magnificent 240-acre lake, plus 3 sandy beaches for swimming, a large clubhouse with fitness center and many social events, tennis, trails, a fantastic dog park, a marina with 156 boat slips, and a surface storage lot for your boat for the winter. The July 4th fireworks display is really a sight to see. Life is better at the lake!

ACTIVE

  • Price
  • $ 699,000
  • City
  • Cross Junction
  • Bedrooms
  • 4
  • Full Bathrooms
  • 4
  • County
  • FREDERICK
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.35 Acres
  • Zip
  • 22625
  • Sqr Footage
  • 2,160
  • Year Built
  • 1975
  • Taxes
  • $ 2005
  • Style
  • Tudor,Chalet
  • MLS#
  • VAFV2043164
Listed By: Elizabeth L Kovalak with Real Broker, LLC - 8554500442;
Data Source: Bright MLS

Features

General

Living Area 2160
Sewer Public Sewer
Heating Baseboard - Electric
Cooling Wall Unit,Ceiling Fan(s),Ductless/Mini-Split
Possession Immediate,0-30 Days CD,31-60 Days CD
Roof Asphalt,Shingle
Zoning R5
HOA Fee 143.00
Garage Spaces 2.00
Association Fee Includes Security Gate,Sewer,Snow Removal,Trash,Road Maintenance,Common Area Maintenance
Patio/Porch Features Deck(s),Patio(s),Balconies- Multiple
Architectural Style Tudor,Chalet
Security Features Main Entrance Lock,Security Gate
Construction Materials HardiPlank Type
School District FREDERICK COUNTY PUBLIC SCHOOLS
Year Built 1975
View Water
Levels 3
Other Fees 678.00
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section 2
Waterfront Features Private Dock Site
Accessibility Chairlift
Assoc Fee Paid Per Monthly
County FREDERICK
New Construction No
Property Type Residential
Association Amenities Beach,Bike Trail,Boat Dock/Slip,Boat Ramp,Club House,Common Grounds,Community Center,Gated Community,Water/Lake Privileges,Volleyball Courts,Tot Lots/Playground,Pier/Dock,Picnic Area,Meeting Room,Lak
HOA Yes
Subdivision Name LAKE HOLIDAY ESTATES
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 4
Status ACTIVE
Directions Take Masters Dr,across Lakeview Dr,to Sunset Cir to home on right.
City CROSS JUNCTION
Body of Water Lake Holiday
Disclosures Lead Based Paint - Federal,Prop Disclosure,Subject to VA POA,Owner RE Licensee
Other Fees Frequency Annually
Association Name LAKE HOLIDAY ESTATES
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 15246.00
Tax Assessed Value 417700.0
Tax Annual Amount 2005.0
Home Warranty Y/N No
Structure Type Detached
Condo/Coop Association fee Y/N No
Number of Community Slips 80
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 539.35
Acceptable Financing Cash,Conventional,FHA,VA
Lease Considered Y/N No
Vacation Rental Y/N No
Total SQFT 2280
Location Type Lake
Standard Status Active
Year Built Source Assessor
Legal Subdivision LAKE HOLIDAY ESTATES
Tax Lot 303

Interior Features

Interior Amenities Breakfast Area,Carpet,Ceiling Fan(s),Crown Moldings,Dining Area,Floor Plan - Traditional,Formal/Separate Dining Room,Kitchen - Eat-In,Kitchen - Island,Pantry,Primary Bath(s),Bathroom - Soaking Tub,Ba
Heating Fuel Electric
Basement Full,Walkout Level,Fully Finished
Flooring Wood,Carpet,Ceramic Tile,Luxury Vinyl Tile
Total Fireplaces 1
Fireplace Features Brick
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 1296
Central Air Y/N No
Total Bedrooms 4
Below Grade Finished Area 864
Room Type Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Den,Mud Room,Recreation Room,Utility Room,Bathroom 1,Bathroom 2,Bathroom 3,Primary Bathroom
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 120
Below Grade Unfin SQFT Source Estimated
Below Grade Finished Area Source Assessor
Bedrooms Count All Lower Levels 1
Bedrooms Count All Upper Levels 3
Bedrooms Count Lower Level 1 1
Bedrooms Count Upper Level 1 3
Bathrooms Full Upper Level 1 1
Bathrooms Full Lower Level 1 2
Bathrooms Full All Upper Levels 1
Bathrooms Full All Lower Levels 2
Bathrooms Count Upper Level 1 1.00
Bathrooms Count Lower Level 1 2.00
Bathrooms Count All Upper Levels 1
Bathrooms Count All Lower Levels 2
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4

Exterior Features

Pool No Pool
Parking Features Asphalt Driveway
Lot Features Premium,Trees/Wooded
Water Source Public
Total Parking Spaces 2
Garage Features Garage Door Opener,Garage - Side Entry
Type of Parking Attached Garage,Driveway
Land Use Code 100R
Foundation Details Slab
Water View Y/N Yes
Lot Size Acres 0.35
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N Yes
Door Features Sliding Glass
Water Access Features Boat - Length Limit,Boat - Powered,Canoe/Kayak,Private Access,Swimming Allowed
Number of Docks 1
Land Assessed Value 153000.00
Navigable Water Y/N Yes
Number of Slips 1
Water Oriented Y/N Yes
# of Attached Garage Spaces 2
Dock/Slip Conveys YN Yes
Dock Type and Features Floating,Private

Room Details

Bathroom 1 Upper 1 Countertop(s) - Quartz,Flooring - Ceramic Tile,Bathroom - Tub Shower
Bathroom 2 Main Bathroom - Tub Shower,Countertop(s) - Quartz,Flooring - Ceramic Tile
Bathroom 3 Lower 1
Bedroom 2 Upper 1 Flooring - Carpet
Bedroom 3 Upper 1 Flooring - Carpet
Bedroom 4 Upper 1 Flooring - Carpet
Den Lower 1 Flooring - Carpet
Dining Room Main Flooring - HardWood,Crown Molding
Kitchen Main Island,Countertop(s) - Quartz,Flooring - Luxury Vinyl Plank
Living Room Main Fireplace - Wood Burning,Flooring - HardWood,Crown Molding
Mud Room Main Wet Bar
Primary Bathroom Lower 1 Flooring - Ceramic Tile,Bathroom - Walk-In Shower,Bathroom - Stall Shower,Double Sink,Countertop(s) - Quartz
Primary Bedroom Lower 1 Flooring - Carpet
Recreation Room Lower 1 Flooring - Carpet
Utility Room Lower 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Gainesboro Elementary School
Middle School Frederick County Middle School
High School James Wood High School

Price History

7/4/2026 Listed $749,000
7/18/2026 4% - $725,000
8/23/2026 4% - $699,000

Property vs Zip Code Average in 22625

Price
AVG $580K
$700K
Taxes
AVG $31,047
$2,005
Year Built
AVG 2002
1975
Visits
AVG 388
363
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

233 Sunset Circle Cross Junction, VA is a Single Family Home for sale at $699000 with 2160 sqft and a lot size of 0.35 Acres Acre(s). 233 Sunset Circle Cross Junction has 4 bedrooms, 4 baths and was built in 1975. The property's zip code is 22625 which is in Cross Junction, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

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Valeria Valero Olmos

Valeria Valero Olmos

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410-381-3331

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