1003 W Masters Drive

Cross Junction, VA
$ 420,000 Beds 4 Baths 2.5 Sq 1,960 Virtual Tour
Monthly Estimate* How much can I afford?

Updated 3-level home + newly finished lower level + Lake Holiday living! Welcome to 1003 W Masters Dr, a spacious 4-bedroom home with a 2-car garage tucked into the beautiful gated community of Lake Holiday. The bright main level features hardwood floors, separate living and dining rooms, and an updated kitchen with upgraded cabinetry, a large center island, plenty of workspace and a breakfast area overlooking the peaceful wooded surroundings. The kitchen opens to the family room, where a wood-burning fireplace creates the perfect spot for cozy evenings at home. Upstairs, you'll find a spacious primary suite with walk-in closets and a private bath featuring dual vanities and an oversized shower. Three additional generously sized bedrooms provide plenty of closet space and flexibility for family, guests or a home office. Even betterlaundry is conveniently located on the bedroom level. The newly finished lower level gives you even more room to spread out and make the space your own. Think recreation room, movie nights, home gym, playroom, guest space or a combination of them all. And then there's the lifestyle! Lake Holiday offers a setting that feels like a getaway without leaving home. Enjoy boating, kayaking, canoeing, swimming and fishing, along with beaches, playgrounds, sports courts and community amenitiesall surrounded by the natural beauty of the lake and wooded landscape. Updated, spacious and ready to enjoy1003 W Masters Dr isn't just a home, it's your opportunity to live the Lake Holiday lifestyle every day!

ACTIVE

  • Price
  • $ 420,000
  • City
  • Cross Junction
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • FREDERICK
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.2 Acres
  • Zip
  • 22625
  • Sqr Footage
  • 1,960
  • Year Built
  • 2017
  • Taxes
  • $ 1438
  • Style
  • Colonial
  • MLS#
  • VAFV2044486
Listed By: Stacey L Mullins with ERA Oakcrest Realty, Inc. - 5406650360;
Data Source: Bright MLS

Features

General

Living Area 1960
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C
Utilities Cable TV
Possession 31-60 Days CD,0-30 Days CD
Roof Architectural Shingle
Appliances Built-In Microwave,Cooktop,Dishwasher,Disposal,Refrigerator,Icemaker,Oven - Self Cleaning,Water Heater
Zoning R5
HOA Fee 138.00
Garage Spaces 2.00
Association Fee Includes Common Area Maintenance,Management,Road Maintenance,Security Gate,Trash
Architectural Style Colonial
Security Features Smoke Detector
Construction Materials Vinyl Siding
School District FREDERICK COUNTY PUBLIC SCHOOLS
Year Built 2017
View Trees/Woods,Mountain,Scenic Vista
Levels 3
Other Fees 336.00
Tax Year 2018
Ownership Fee Simple
Cool Fuel Electric
Section 10
Accessibility None
Assoc Fee Paid Per Monthly
County FREDERICK
New Construction No
Property Type Residential
Association Amenities Baseball Field,Basketball Courts,Beach,Boat Ramp,Club House,Common Grounds,Exercise Room,Gated Community,Jog/Walk Path,Lake,Meeting Room,Party Room,Picnic Area,Pier/Dock,Security,Tennis Courts,Tot Lo
HOA Yes
Subdivision Name LAKE HOLIDAY ESTATES
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 2
Status ACTIVE
Directions From Winchester Take 522 North,Left on Red Oak,Left on Redland,Left into gate on entrance road,Turn right on West Masters,house will be on left.
City CROSS JUNCTION
Body of Water Lake Holiday
Other Fees Frequency Semi-Annually
Association Name LAKE HOLIDAY COUNTRY CLUB
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 8712.00
Tax Assessed Value 235900.0
Tax Annual Amount 1438.0
Structure Type Detached
Condo/Coop Association fee Y/N No
Number of Community Docks 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 214.29
Acceptable Financing Cash,Conventional,FHA,USDA,VA
Historic Y/N No
Vacation Rental Y/N No
Total SQFT 2856
Standard Status Active
Year Built Source Estimated
Legal Subdivision LAKE HOLIDAY ESTATES
Tax Lot 569
Association Recreation Fee No

Interior Features

Interior Amenities Breakfast Area,Carpet,Combination Kitchen/Living,Dining Area,Floor Plan - Traditional,Formal/Separate Dining Room,Kitchen - Island,Primary Bath(s),Pantry,Upgraded Countertops,Walk-in Closet(s),Wood F
Heating Fuel Electric
Basement Full,Fully Finished,Walkout Level
Flooring Carpet,Hardwood
Total Fireplaces 1
Fireplace Features Wood
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Window Features Double Pane,Vinyl Clad,Insulated,Screens
Fireplace Y/N Yes
Above Grade Finished Area 1960
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 4
Room Type Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 4,Kitchen,Family Room,Breakfast Room,Recreation Room,Bathroom 2,Bonus Room,Primary Bathroom
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Laundry Type Upper Floor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 896
Below Grade Unfin SQFT Source Estimated
Below Grade Finished Area Source Estimated
Bedrooms Count All Upper Levels 4
Bedrooms Count Upper Level 1 4
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 2
Bathrooms Full All Upper Levels 2
Bathrooms Count Upper Level 1 2.00
Bathrooms Count Lower Level 1 0.00
Bathrooms Count All Upper Levels 2
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 3

Exterior Features

Pool No Pool
Parking Features Asphalt Driveway
Water Source Public
Total Parking Spaces 2
Garage Features Garage - Front Entry,Garage Door Opener
Type of Parking Attached Garage
Land Use Code 016
Foundation Details Other
Spa No
Water View Y/N No
Lot Size Acres 0.20
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N No
Door Features Sliding Glass,French
Water Access Features Boat - Length Limit,Boat - Powered,Canoe/Kayak,Fishing Allowed,Private Access,Swimming Allowed,Waterski/Wakeboard
Land Assessed Value 37000.00
Navigable Water Y/N Yes
Water Oriented Y/N Yes
# of Attached Garage Spaces 2

Room Details

Bathroom 2 Upper 1
Bedroom 2 Upper 1
Bedroom 2 # 2 Upper 1
Bedroom 4 Upper 1
Bonus Room Lower 1
Breakfast Room Main
Dining Room Main
Family Room Unspecified Fireplace - Wood Burning
Family Room # 2 Main Fireplace - Wood Burning
Kitchen Main Island
Living Room Main
Primary Bathroom Upper 1
Primary Bedroom Upper 1
Recreation Room Lower 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Frederick County Middle School
High School James Wood High School

Price History

8/27/2026 Listed $420,000

Property vs Zip Code Average in 22625

Price
AVG $580K
$420K
Taxes
AVG $31,047
$1,438
Year Built
AVG 2002
2017
Visits
AVG 388
22
Data Provided by Inside Real Estate®

Areas That We Cover

1003 W Masters Drive Cross Junction, VA is a Single Family Home for sale at $420000 with 1960 sqft and a lot size of 0.2 Acres Acre(s). 1003 W Masters Drive Cross Junction has 4 bedrooms, 2 baths and was built in 2017. The property's zip code is 22625 which is in Cross Junction, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.