Valeria Valero Olmos

303 Northwood Circle

Cross Junction, VA
$ 499,900 Beds 4 Baths 3.5 Sq 3,029
Monthly Estimate* How much can I afford?

MOTIVATED SELLER!! Don't miss the opportunity to own this beautifully maintained brick Colonial with $60K in recent upgrades. More than 3,000 square feet of finished living space in the gated lake community of Lake Holiday. Set on a level front lawn and backing to trees, the property offers desirable backyard privacy, a 2-car garage, a paved driveway with ample parking for four vehicles, and multiple outdoor living spaces. A welcoming two-story foyer with a beautiful staircase sets the tone as you enter. The main level features hardwood flooring throughout, generous living and entertaining areas, abundant windows providing natural light, crown molding, a gas fireplace, and a well-appointed kitchen with granite countertops, updated appliances, and tile backsplash. Fresh paint and updated lighting throughout several areas give the home a clean, refreshed feel. Upstairs, the spacious Primary Suite features a large walk-in closet, along with newly added built-in shelving and cabinetry in the bedroom. The Primary Bath has been updated with a larger walk-in shower and two vanities with quartz countertops. Two additional bedrooms on this level share a convenient Jack-and-Jill bathroom. A brand-new washer and dryer are also conveniently located upstairs near the bedrooms. The finished lower level offers excellent additional living space with new vinyl plank flooring, a large family/recreation room, bedroom with full-size window and two closets, full bath, and built-in bookcases. An unfinished portion is currently used as a workout room and could also provide additional storage. Outdoor living is another highlight, with an extended rear deck and stairs leading to the yard and patio. A ground-level screened porch features 4-foot-wide sliding doors on each side, creating another inviting space to enjoy the outdoors. Landscape lighting enhances the property in the evening. Additional features include double-hung tilt-in windows, gutter guards, dual-zone HVAC, thermostatic attic ventilation, an active radon mitigation system, attic storage with pull-down stairs, and under-stair storage. Lake Holiday residents enjoy access to the lake, beaches, boating, fishing, water skiing, and other recreational amenities. With extensive recent improvements, flexible living space, and inviting indoor and outdoor areas, this home offers comfort, functionality, and a private backyard setting.

ACTIVE

  • Price
  • $ 499,900
  • City
  • Cross Junction
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • FREDERICK
  • Half Bathrooms
  • 1
  • Area
  • Lot Size
  • 0.24 Acres
  • Zip
  • 22625
  • Sqr Footage
  • 3,029
  • Year Built
  • 2006
  • Taxes
  • $ 2086
  • Style
  • Colonial
  • MLS#
  • VAFV2044430
Listed By: Caroline W. Barb with Jim Barb Realty, Inc. - 5409554600;
Data Source: Bright MLS

Features

General

Living Area 3029
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C,Zoned
Possession Coin w/Sell Sett
Appliances Built-In Microwave,Dishwasher,Disposal,Exhaust Fan,Water Heater,Built-In Range,Oven - Self Cleaning,Oven/Range - Electric,Refrigerator,Washer,Stainless Steel Appliances,Dryer - Front Loading
Zoning R5
HOA Fee 156.00
Garage Spaces 2.00
Association Fee Includes Common Area Maintenance,Pier/Dock Maintenance,Security Gate
Patio/Porch Features Brick,Deck(s),Screened,Enclosed,Porch(es)
Architectural Style Colonial
Security Features Security System,Smoke Detector
Construction Materials Stick Built,Brick Front,Vinyl Siding
School District FREDERICK COUNTY PUBLIC SCHOOLS
Year Built 2006
View Garden/Lawn,Trees/Woods
Levels 3
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Monthly
County FREDERICK
New Construction No
Property Type Residential
Association Amenities Beach,Boat Dock/Slip,Boat Ramp,Common Grounds,Gated Community,Jog/Walk Path,Lake,Tot Lots/Playground,Water/Lake Privileges,Volleyball Courts,Tennis Courts,Picnic Area
HOA Yes
Subdivision Name LAKE HOLIDAY ESTATES
Garage Y/N Yes
Water Access Y/N No
Other Structures Above Grade,Below Grade
Full Baths 3
Status ACTIVE
Directions I81 to 37 to US-522 toward Berkley Springs,11+- miles turn left on Red Oak Rd,left on Redland Rd,Left onto Masters Drive to Gated entrance. Have business card and ID ready. Follow GPS to Northwood Ci
City CROSS JUNCTION
Disclosures Prop Disclosure,Other
Association Name LAKE HOLIDAY COUNTRY CLUB
Senior Community Y/N No
Lot Size Units Square Feet
Lot Size Square Feet 10454.40
Tax Assessed Value 434600.0
Tax Annual Amount 2086.08
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 232.08
Acceptable Financing Cash,FHA,USDA,VA
Additional Parcels Y/N No
Historic Y/N No
Vacation Rental Y/N No
Total SQFT 3056
Standard Status Active
Year Built Source Assessor
Legal Subdivision LAKE HOLIDAY ESTATES
Tax Lot 179
Association Recreation Fee No

Interior Features

Interior Amenities Attic,Built-Ins,Carpet,Ceiling Fan(s),Dining Area,Family Room Off Kitchen,Upgraded Countertops,Walk-in Closet(s),Window Treatments,Wood Floors,Bathroom - Walk-In Shower,Breakfast Area,Formal/Separate
Heating Fuel Electric
Basement Connecting Stairway,Daylight,Partial,Full,Heated,Improved,Interior Access,Outside Entrance,Rear Entrance,Walkout Level,Windows,Other,Partially Finished
Flooring Solid Hardwood,Ceramic Tile,Carpet,Luxury Vinyl Plank
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Electric
Basement (Y/N) Yes
Heating Y/N Yes
Window Features Double Hung,Double Pane,Energy Efficient,Insulated,Low-E,Screens,Vinyl Clad
Fireplace Y/N Yes
Above Grade Finished Area 2154
Half Baths 1
Central Air Y/N Yes
Total Bedrooms 4
Below Grade Finished Area 875
Room Type Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Kitchen,Family Room,Exercise Room,Laundry,Bathroom 1,Bathroom 2,Primary Bathroom,Half Bath,Screened Porch
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Estimated
Laundry Type Has Laundry,Upper Floor,Dryer In Unit,Washer In Unit
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT 27
Below Grade Unfin SQFT Source Estimated
Below Grade Finished Area Source Estimated
Bedrooms Count All Lower Levels 1
Bedrooms Count All Upper Levels 3
Bedrooms Count Lower Level 1 1
Bedrooms Count Upper Level 1 3
Bathrooms Half Main Level 1
Bathrooms Full Upper Level 1 2
Bathrooms Full Lower Level 1 1
Bathrooms Full All Upper Levels 2
Bathrooms Full All Lower Levels 1
Bathrooms Count Upper Level 1 2.00
Bathrooms Count Lower Level 1 1.00
Bathrooms Count All Upper Levels 2
Bathrooms Count All Lower Levels 1
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4

Exterior Features

Exterior Amenities Exterior Lighting,Gutter System,Secure Storage
Pool No Pool
Parking Features Asphalt Driveway
Lot Features Backs to Trees,Front Yard,Landscaping
Water Source Public
Total Parking Spaces 6
Garage Features Garage - Front Entry,Garage Door Opener,Inside Access
Type of Parking Attached Garage,Driveway,Off Street
Foundation Details Permanent,Concrete Perimeter
Spa No
Water View Y/N No
Lot Size Acres 0.24
Road Surface Type Paved
Lot Size Source Estimated
Waterfront Y/N No
Land Assessed Value 58000.00
Navigable Water Y/N No
Water Oriented Y/N No
# of Attached Garage Spaces 2

Room Details

Bathroom 1 Upper 1
Bathroom 2 Lower 1
Bedroom 2 Upper 1 Flooring - Carpet,Jack and Jill Bathroom
Bedroom 3 # 2 Lower 1
Bedroom 3 Upper 1 Flooring - Carpet,Jack and Jill Bathroom
Dining Room Main
Exercise Room Lower 1
Family Room Lower 1
Half Bath Main
Kitchen Main
Laundry Upper 1
Living Room Main
Primary Bathroom Upper 1
Primary Bedroom Upper 1
Screened Porch Lower 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Columbia, MD office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Gainesboro Elementary School
Middle School Call School Board Middle School
High School James Wood High School

Price History

8/26/2026 Listed $525,000
8/31/2026 2% - $515,000
9/7/2026 3% - $499,900

Property vs Zip Code Average in 22625

Price
AVG $580K
$500K
Taxes
AVG $31,047
$2,086
Year Built
AVG 2002
2006
Visits
AVG 388
52
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

303 Northwood Circle Cross Junction, VA is a Single Family Home for sale at $499900 with 3029 sqft and a lot size of 0.24 Acres Acre(s). 303 Northwood Circle Cross Junction has 4 bedrooms, 3 baths and was built in 2006. The property's zip code is 22625 which is in Cross Junction, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Valeria Valero Olmos

Valeria Valero Olmos

Marketing Coordinator

410-381-3331

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